As a beginner it is very important to learn everything about investing. There are countless scams under the guise of investing for profit for those who don't know the ins and outs of filtration. For that you need to listen to the following reviews about fraudulent investments and what are their characteristics.
What is a Stupid Investment
A fraudulent investment by an investor is an investment that offers unreasonable profits and violates the official rules of the OJK and other institutions related to your mother's investment, the effect is that the investor will be harmed. Therefore, for those of you who want to try investing, you need to be observant in choosing investment instruments and several other important aspects.
fraudulent investments are investment scams that trick someone to get huge profits. They steal the funds entrusted by investors.
The Characteristics of Stupid Investments
No Legality
In investing you also need to pay attention to whether the company is fictitious or not. Fictitious or fake companies generally do not have a clear license or legality. If there is a genuine company that commits fraud, it can be ascertained that the company is part of the investment. For this reason, it is necessary to have a capital market supervisor for banking insurance and others under the Financial Services Authority.
Meanwhile, futures and community trading are also regulated and supervised by the commodity futures trading supervisory agency under the Ministry of Trade. From here we need to check the legality of the company that offers investment products. If the permit is not clear then you should avoid investing in the company.
Offers Unreasonable Profits
The return on investment should be directly proportional to the risk. The higher the risk profile, the higher the profit you can get. Therefore we need to be vigilant when choosing an investment company that offers high profits. Fraudulent investments usually offer profits of up to 240% per year, of course this is quite tempting for investors who want to reap a lot of profits. But we need to be suspicious if there is an investment company that promises big profits and even profits. This is because investments are not always profitable but need significant calculations.
There is no clear basic concept
Investments need to have clear underlying assets such as stock mutual funds which must have clear stock assets and the funds invested will be managed by an investment manager who will later benefit. Meanwhile, in illegal investment activities, there is no clarity on the circulation of money. For this reason, investors do not get information on the funds that have been deposited.
Lack of Transparency
Official investments can provide information about the risk of profit and loss and others clearly to investors. Official investments can provide information about the risk of profit and loss and others clearly to investors while fraudulent or illegal investments do not provide that information. Generally on investors only this focus. In fact, in investing the profits will be proportional to the risks.
Rely On New Investors And Sell Famous Names
Another thing you need to be aware of with fraudulent investments is when they apply an unclear profit-sharing system. Not only that, usually fraudulent investments are also aggressively attracting new investors to join the company. In general, fraudulent investments use Ponzi profit sharing, namely there is no real profit, but comes from the investors' own money and other participants' money. Fraudulent investors also sell the names of famous figures to attract potential victims. even though the famous figure is actually not part of that bogus investment company.
No Clear Address
You need to be suspicious if the investment company does not have a clear address, so you will be difficult to find. This could be a sign that the company is a fraudulent investment that does not actually have an address.
Not Explaining Investment Risk
Another characteristic of fraudulent investment is that the investment risk is not explained. They will only explain the advantages and other advantages. For that you should not be tempted by the benefits they offer for free.
Stupid Investments That Are Often Encountered
Gold Investment
Gold investment is one of the long-term investments that are in demand by many people, because this is why some fraudsters make gold investment a loophole for fake investments offered to novice investors. Individuals from fraudulent investment companies will offer large profits on the condition that they deposit investment funds that will be exchanged for some gold. The gold offered can be in the form of precious metal gold, gold coins, or gold jewelry. The profit in the form of gold that they provide is fake gold so they have no selling value. Usually, people from fraudulent investments will sell the gold at a very cheap price so that the victim will buy it in large quantities.
Money Games
Money games or money games are also one of the fraudulent investments that often occur. Money games are often called ponzi schemes or pyramid schemes which are prohibited in Indonesia. Simply put, this money game offers a profit that is doubled from the capital you spend, but in fact this is their goal to cheat. According to the OJK investment alert task force, there are characteristics of money games that are part of fraudulent investments, including:
- No products or services are sold. If any, these products are sold at inappropriate prices because this is only used as a cover for their fraud.
- A fictitious bonus obtained from recruiting or member get member.
- Bonuses that are obtained from the percentage of the investment value that has been invested
- Pay out unreasonable profit bonus results
- Can have more than one account or can join multiple times
- The company does not have the appropriate license
High Yield Investment Program
Many of the fraudulent investments will offer very high returns such as the High Yield Investment Program. This fraudulent investment offers very promising businesses such as technology or coal-based businesses. Generally, people from these fraudulent investments will say that the results of the monthly business are high enough so that they can return their capital in a short time.
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